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description Journal article public Jurnal Mahasiswa Fakultas Hukum Universitas Brawijaya

Upaya Kreditur (Bank) Untuk Mendapatkan Jaminan Pembayaran Perjanjian Kredit Akibat Objek Jaminan Berpindah Tangan Karena Putusan Pengadilan (Studi Kasus Di Bank Bukopin Cabang Manado Sulawesi Utara)

Rezha Donald Makawimbang
Diterbitkan 2016

Abstrak

The purpose of this research are to analyse, study, and identify the fulfillment of efforts made by the creditor (the bank) to get a payment guarantee credit agreement object guarantee change hands as a result of court rulings and describe what obstacles are faced by the lender (bank) in settlement of loans to the debt of borrowers who object collateral changed hands because the Court's Decision, research method used in this study is empirical legal research with empirical juridical approach. Based on these results creditor holders object collateral mortgages changed hands because of a court decision needs to make efforts to obtain a guarantee of payment by the debtor. Undertakings in the form requesting a replacement guarantee, efforts to negotiate a credit agreement, attempts of forced selling of assets (goods) property of the debtor to get a refund credit of the debtor, stating the credit agreement be ended, and demands to the debtor to pay off existing debts at the same instant, Offering to the debtor to perform the new credit agreement and is followed by the manufacture of new APHT well as Encumbrance different objects (if the debtor has an object other Encumbrance).

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