Studi Evaluasi Atas Dana Talangan Haji Produk Perbankan Syariah di Indonesia

Siti Rahmah, Sopa & • Siti Rahmah
Journal article Ahkam: Jurnal Ilmu Syariah • Juli 2013 Indonesia

Abstrak

: An Evaluation Study on Haji Bridging Funds of Shariah Banking Products in Indonesia. Hajj bridging funds are one of the financing products of Islamic banking based on a fatwa of the National Shariah Council that was endorsed by the Ijtimak Ulama of Fatwâ Commission throughout Indonesia. The bridging funds are to be provided to the customers who are able to settle up the loan before the hajj. Different transactions are used in hajj bridging funds. There are transactions of ijârah, qard, or both. Hajj bridging funds provide a positive impact (maslahah) like the ease for customers to obtain the hajj departure portion. However, the disadvantage (mafsadah) of hajj bridging funds are the increasing waste of the criteria of ability (istitâ‘ah) in hajj and the extending of hajj departure waiting lists.

Metrics

  • 77 kali dilihat
  • 62 kali diunduh

Jurnal

Ahkam: Jurnal Ilmu Syariah

Ahkam: Jurnal Ilmu Syariah diterbitkan oleh Fakultas Syariah dan Hukum Universitas Islam Negeri (... tampilkan semua