Peranan Bidang USAha Koperasi dalam Meningkatkan Kesejahteraan Anggota pada Koperasi Karyawan PT. Indoacidatama (Kokarindo) Tahun 2007-2011

Yona Perwitasari • Sri Witurachmi • Elvia Ivada

Abstrak

The purpose of this study was to: 1) To know the efforts which is doing to improve the business in Employees Cooperative of PT. Indo Acidatama; 2) To know the financial performance of Employees Cooperative of PT. Indo Acidatama; 3) To know the supporting factor implementation in business Employees Cooperative of PT. Indo Acidatama and how to optimize the supporting factor; 4) To know the inhibiting factor implementation in business Employees Cooperative of PT. Indo Acidatama and how to overcome its obstacle factor. This study is a qualitative study that uses data sources informants, place research, and documents. The sampling technique used was purposive sampling. The data was collected by interview, observation, and documentation. The validity of the triangulation of data sources, methods, and reviews.Data analysis with interactive models. The result of research showed that: 1) efforts to develop business of Cooperative Employees PT. Indo Acidatama (KOKARINDO) are made innovation and made new product plan, promoting the trust members, presence a policy company to partner with this KOKARINDO; 2) Employees Cooperative Financial Performance of PT. Indo Acidatama which is doing with the profitability of financial ratio analysisis Return on Assets and Equity Profitability. The results of several calculations such areain the cooperative,shows that all areas of business cooperatives generate net benefits for its members.However, the business unit that showing the greatest benefits for their members; 3) Supporting factors implementation of the business Cooperative Employees PT. Indo Acidatama is: trust given by the members of the cooperative, the capital of which is owned by the cooperative, the availability of good infrastructure. As for how to optimize the supporting factor is an open information system, used to raise capital loan plaffon that is trailored to employee income, and the infrastructure used properly; 4) The problem faced by the cooperative are cutbacks although only 50% wages, restrictions on borrowing ceiling, and the things that are of coordination between cooperative management. While efforts were made ​​to overcome these obstacles is, members will do things like: the opening of a new business, do not borrow anymore, asking the board to extend the installment/ pay cuts in order to feel lighter. While the administrators, doing business as: enforcing existing rules, conduct regular coordination meetings every month.

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