Metrik

  • visibility 428 kali dilihat
  • get_app 953 downloads
description Journal article public Jurnal Ekonomi dan Bisnis Universitas Pekalongan

Analisis Pengaruh Return on Asset, Bopo, Dan Suku Bunga Terhadap Tingkat Bagi Hasil Deposito Mudharabah Pada Bank Umum Syariah

Kunti Sunaryo, Andryani Isna K.
Diterbitkan September 2012

Abstrak

This study aims to analyze the effect of Return on Asset (ROA), BOPO, and interest rate to the the level of profit sharing mudharabah deposits.The population in this study is a Islamic bank in Indonesia. The population of this study were 11 Islamic banks and the total sample of 3 banks. In purposive sampling using random sampling with criteria ofIslamic Banks serving quarterly financial statements in the year 2009-2011.The analysis technique used in this study is multiple linear regression to obtain a comprehensive picture of the relationshipbetween variables that one with the other variables. In addition, the hypothesis test used was the ttest statistic for testing the partial regression coefficient and test F-statistic for testing significancetogether with the significance level of 5%. Classic assumption test covering normality test, multicollinearity, heteroscedasticity test, and the autocorrelation test is also used in this study. The results of this study indicate that ROA, BOPO, and Interest Rates simultaneously have significant effect on the level of profit sharing mudharabah deposits with significant > 5%, ROA is partially have significant negative effect on the level of profit sharing mudharabah deposits with significant 0.018,and Interest Rate partial effect have significant positive effect with a significant of 0.013, while the partial BOPO havent significant effect on the level of profit sharing mudaraba deposit.Keywords : Return on Assets (ROA), BOPO, Interest Rate, Profit Sharing

Full text

 

Metrik

  • visibility 428 kali dilihat
  • get_app 953 downloads