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Analisis Perbandingan Kinerja Keuangan Bank Pemerintah dan Bank Swasta di Bursa Efek Indonesia (BEI) Periode 2008 – 2012

The purpose of this research was to determine whether there are significant differences in the (LDR, NPL, ROA, ROE, ROA, NIM and PDN) between government bank compared to private banks in Indonesia Stock Exchange (IDX) the period of 2008-2012. Method of sample selection was done by purposive sampling, the samples obtained from government banks such as BNI, BRI, BTN, and Mandiri bank, while from private banks such as BCA, BII, CIMB Niaga Bank and Panin Bank. Data analysis methods is hypothesis testing using two different test mean (pair sample t test). The results showed that the financial performance of the ratio for LDR, NPL, ROA, ROE, ROA and PDN there is no significant difference between the government banks and private banks. While the financial performance of the NIM ratio there are significant differences between the government banks and private banks.
Journal article

Persepsi Konsumen terhadap Bauran Promosi (Promotional Mix) pada Matahari Department Store Bengkulu

The objective of this research is to know the consumers' perception toward promotional mix at Matahari Departement Store Bengkulu. This research represents of survey which representing problem in the form of fact in this time from a certain phenomenon. The data was used primary data through distribution of questionnaire. The respondents in this research are consumers' of Matahari Departement Store equal to 100 respondents. The sample taken was accidental sampling. The data analysis was used descriptive with frequency distribution, means, and percentages. Pursuant to result of data analysis obtained result of that the consumers' perception toward promotional mix at Matahari Departement Store have an a good level.
Journal article

Pengaruh Kepemimpinan Transformasional pada Sinisisme terhadap Perubahan Organisasional dengan Keadilan Distributif sebagai Pemoderasi

This research used transformational leadership as independent variables which had negative influence on cynicism about organizational change. While distributive justice used as moderated variable that expected to affect the relationship of transformational leadership on cynicism about organizational change. The survey was conducted to 250 employees of PT PLN branch Padang (Rayon Kuranji, Rayon Tabing, Rayon Belanti and Rayon Indarung), PT Telkom area Padang, PT MNC Sky Vision (KPP KPP Padang and Bukittinggi). At least, 202 Questionnaires were collected, but only 187 questionnaires that can be processed.
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