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description Journal article public Media Ekonomi dan Manajemen

Peranan Danamon Simpan Pinjam (DSP) dalam Memajukan Usaha Mikro (Studi Kasus pada Pedagang Pasar Nasabah DSP di Kabupaten Jepara)

Fitri Ella Fauziah Nurul Komaryatin Dwi Agung Nugroho Ariyanto
Diterbitkan 2014

Abstrak

Danamon Simpan Pinjam is the first national Indonesian Bank which specialized in microcredit, especially to the wet market merchant. Most of the Indonesian National Bank are not interesting to serve microcredit because of the lack of information, high transaction, cost and risk. The Danamon Simpan Pinjam entry makes the competition among microfinance institution become harder. This paper first try to describe microcredit lender and their variety of services and product in Tahunan wet market Jepara. And second try to find out the advantages of Danamon Simpan Pinjam to the Tahunan wet market merchant. Using the qualitative methode, we find that the Danamon Simpan Pinjam give the cheapest interest rate among the microfinance institutions. And Danamon Simpan Pinjam service is suitable to the wet market merchant habits. The wet market merchant is comfortable with the collect or that came to their kiosk everyday.

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Metrik

  • visibility 246 kali dilihat
  • get_app 375 downloads