: Students' Budgeting skill, Cultural Wisdom, and Its Guidance Efforts. This study attempted to find additional narration about the students budgeting skill and cultural wisdom. The symbolic-interactionism combined with phenomenology type of qualitative method was employed in this study. Description and explanation of students' budgeting skill and cultural wisdom as the result of this study are expected to contribute significantly to the practice of guidance for the national culture. Based on the results of this study, media for guidance in the form of comics were developed to increase students' awareness of their budgedting skill and cultural wisdom.