Determinan Kredit Perseorangan (Personal Loan) (Studi Kasus pada Nasabah Personal Loan PT. Bank Jateng)

Himawan Arif Sutanto • Muliawan Hamdani
Journal article Media Ekonomi dan Manajemen • 2016 Indonesia

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(Bahasa Indonesia, 9 pages)

Abstract

In general, personal loans are consumer loans can be used for both the purchase of goods, housing, education and others. The purpose of this study was to analyze the influence of age, income, family size, sex, and work towards personal loan PT. Bank Jateng. There are 100 household as customer PT. Bank Jateng were sampled by accidental sampling. Multiple linear regression analysis was used to analyze the data of this study. The results showed that income, family size, gender and employment had significant affect on the personal loans at PT. Bank Jateng. While the age of the respondents did not have significant affect the personal loans at PT. Bank Jateng. R2ajd value of 0.758 which means that the variation of personal loans (PLO) can be explained by age, income, family size, gender and occupation of 75.8% of customers. While other factors explained 24.2% outside factors in the model.

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Media Ekonomi dan Manajemen

Jurnal “Media Ekonomi dan Manajemen” merupakan jurnal yang diterbitkan oleh Fakultas Ekonomika da... see more