Akibat Hukum Perjanjian Kredit Dengan Jaminan Benda Tak Bergerak Yang Dibuat Dibawah Tangan Pada PT. Bank Rakyat Indonesia (Persero) Cabang Tegal Unit Singkil

Penna Rahmawati • Diana Tantri Cahyaningsih
Journal article Privat Law • November 2016 Indonesia

Abstract

This research which aims to investigate the legal consequences of a credit agreement with under hand made immovable collateral property in PT. Bank Rakyat Indonesia (Persero) Tegal Branch Unit Singkil.The Methods that used on this research is Juridical Empirical, which means a legal research by real facts approach then examined and assessed based on related legislation law as the reference to solve the problem.At the PT . BRI ( Persero ) Tegal Branch Unit Singkil perform lending proceduresof a credit agreement with under hand made immovable collateral property based on the agreement and for a time and cost efficiency. Implementation of credit agreement with under hand made immovable collateral property is not corresponds with the Law of Encumbrance Right based on the colleteral under hands procedures of the legal consequences arising is that the Encumbrance Right is not born, the provisions contained in the Act Encumbrance Right not apply to creditors and debtors.Based on the results of research and study, it concluded that the that had a legal consequences if the collateral property is not registered and debtor get torts, so the Bank as the lender is unable to execute the collateral property object when a debtor get torts, because the collateral Encumbrance Right is not stated.

Metrics

  • 45 views
  • 37 downloads

Journal

Privat Law

Privat Law is an annual law review published by Sebelas Maret University in Indonesia. It publish... see more