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description Journal article public Nalar Fiqh

Murabahah Produk Unggulan Bank Syariah Konsep, Prosedur, Penetapan Margin dan Penerapan pada Perbankan Syariah

Youdhi Prayogo
Published 2011

Abstract

Islamic financial institutions both Islamic finance company and Islamic banks in general have used murabaha financing as the maqin model. Practice on the Islamic bank in Indonesia, murabaha financing portfolio reached 70‐80%, this condition not only in Indonesia, but also occurs in Islamic banks in the word, such as in Malaysia n Pakistan. Based on the condition and reason for the practice af murabahah in Islamic banks then there is kind of oublic cristicism or judgment against the practice of Islamic banks are not much different from conditional banks (bank used interest). From the results of research conducted by Bank Indonesia showed that Islamic banking taking greater advantage compared with conventional banks. This article aims to provide a description and reveal the murabaha financing in Islamic financial institution which include; how does the concept, how is the procedure and how the determination profit margin.

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