Bank Indonesia Rate Dampaknya terhadap Likuiditas PT BPD Jawa Barat dan Banten Tbk

Ellyta Muchtar
Journal article Jurnal Administrasi Kantor • 2017 Indonesia

Abstract

  Bank serves as a financial immediatery for parties who have excess funds and parties lacking funds. The activities of the bank are supervised and controlled by the Central Bank of Bank Indonesia. Every month, Bank Indonesia issues a regulation concerning the interest Rate of Bank Indonesia for the interest Rate in each commercial bank to be controlled by both deposit and interest Rate. The sample in this research is PT.BPD West Java and Banten, Tbk. The study used secondary data obtained through BI website and financial statement data accessed from PT.BPD West Java and Banten website. The data were processed by using SPSS 16.0 statistical application then the data were analyzed by linear regression. Based on the results of data processing that the data is normally distributed and analysis shows that the variable BI Rate and liquidity of the bank (LDR) has a strong relationship and positive relationship with the value of Pearson Correlation both variables of 0.953. Test results determination with R square value of 0.907 which means about 91% Bank liquidity (LDR) is influenced by BI Rate (BI Rate), and significant value 0.012 indicates that BI Rate variable has significant impact to bank liquidity (LDR) equal to 0,012. Means that the effect of BI Rate on bank liquidity (LDR) is less than 5% or 0.05 and based on the result of coefficients test the regression equation is Y = 5,348 + 11,646X + e. The results can be concluded that theoretically proven where the interest Rate set BI or BI Rate will affect the liquidity of banks derived from credit given to the community.   Keywords: BI Rate, LDR

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Jurnal Administrasi Kantor

Jurnal Administrasi Kantor merupakan jurnal ilmiah yang diterbitkan oleh Akademi Sekretari dan Ma... see more