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description Journal article public At-Tijarah

The Penetapan Denda terhadap Pembiayaan Bermasalah pada Perbankan Syariah

Muhammad Al Mustafa
Published 12 December 2020

Abstract

The each of financing has different levels of risk. In financing the risk is that the funds  provided are not returned, as a result the Bank will get deficit, and it will have an effect to customers who invest their capital, the risk that can cause such losses is that not all of customers are able to manage financing professionally. So that will cause many imbalances that have fatal consequences, both for customers and parties. Therefore to overcome this problem the bank have to do a policy of implementing the system of fine. This article aims to examine the fine policy on the financing of Islamic financial institutions, in particular, this article also takes a look at the application of fines because in essence doing a transaction with the sharia system is not just looking for the profit in the world, but also to achieve the prosperity of the afterlife, therefore, all Islamic Banking activities must be able to be integrated into the maqashid of sharia to achieve prosperity in transactions.   Keyword: The Amercement, Risk, Maqashid Syariah, Maslahah.    

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