Efisiensi dan Kesinambungan Finansial Lembaga Kredit Mikro Non Bank

Khusnul Ashar
Journal article Journal of Indonesian Applied Economics • 2008

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(Bahasa Indonesia, 11 pages)


This study aims to know the degree of efficiency and continuity of non-bank microcredit financial institution (MFIs). In average when the number of members reaching1200 people. This project is at break-even point (BEP). Also found that with as manyas 2000 members and the range of loan around 150 thousand rupiahs to USD 175thousand rupiahs, the project can cover 85% of total costs including the imputedcost. Level of ability of this institution is largely determined by the quality of humanresources involved in this activity; both the level of human resources at Head Officeor in the member level. To foster and develop poverty community business, theappropruate institute character is not bureaucratic, flexible, bottom-up, independent,has a pattern of clear planning and evaluation and has the ability to build a mentalattitude of small entrepreneurs to success entrepreneurs.




Journal of Indonesian Applied Economics

Journal of Indonesian Applied Economics (JIAE) is an online journal managed by the Faculty of Eco... see more