Micro Small and Medium Enterprises (MSMEs) is one of the areas that contribute significantly in spurring Indonesia's economic growth, employment and close to the small people. But MSMEs in Indonesia still face so many problems and always dinakandualah when economic crisis, UMKM proved able to survive and survive even be a provider of employment. Peper will discuss on various problems that are often faced by SMEs such as access issues of Banking, Expansion of Marketing and Quality control in the UMKM Berdayasaing Development Effort.