Bank is a financial institution and a financial intermediary that accepts deposits andchannels those deposits into lending activities, either directly by loaning or indirectlythrough capital markets. A bank links together customers that have capital deficitsand customers with capital surpluses. There are several types of banks that grows inIndonesia, one of which is the People's Credit Bank ( BPR). One of the biggest BPRin Indonesia is BPR X.In doing the intermediary function, banks are vulnerable to risk. Therefore, inorder to ensure banks in running its business, a proper risk management is required.Over the time, banks refer to BASEL as risk management reference and guidance butIn practice, managing those risks are not integrated with one another. On this casestudy, we will discuss on how to apply ISO 31000 in risk management on BPR X.The purpose of this ISO 31000 risk management study is to assist banks to integrateand manage all risks across the board and accordance to the principles of ISO31000 which to create and add more values to the company.