Analisis Pengaruh Roa, Car, Npl Dan Ldr Terhadap Perkembangan Kredit Perbankan (Studi Pada Sepuluh Bank Ternama Di Indonesia)

Mira Daelawati
Journal article Jurnal Administrasi Bisnis S1 Universitas Brawijaya • August 2013 Indonesia

Abstract

Bank is an institution that serves as a financial intermediary (financial intermediary) between the parties who have the funds (surplus units) with those who require funds (deficit units) as well as an institution that serves smooth traffic flow payments. The main activities of the bank it self is collecting funds from the public and distribute it back to the community in order to improve the welfare of the community. The study objective was to determine the effect of a significant Return on Assets (ROA), Capital Adequacy Ratio (CAR), Non Performing Loan (NPL) and toDeposit Loan Ratio (LDR) to the development of bank credit listed in Indonesia Stock Exchange. The samples used were 10 banks listed on the Stock Exchange. This study uses multiple linear regression analysis using SPSS software for window15. The results explain that the Return on Assets (ROA) has a positive and significant impact on the development of bank credit in the ten largest listed bank in BEI. Capital Adequacy Ratio (CAR) has no significant influence on the development of bank credit in the ten largest banks listed on the Stock Exchange. While the Non-Performing Loan (NPL) and toDeposit Loan Ratio (LDR) has a negative and significant impact on the development of bank credit in the ten largest banks listed on the Stock Exchange.

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Jurnal Administrasi Bisnis S1 Universitas Brawijaya

Jurnal Administrasi Bisnis S1 Universitas Brawijaya merupakan jurnal ilmiah yang memuat artikel b... see more