Penilaian Kesehatan Bank Perkreditan Rakyat (Bpr) Berdasarkan Surat Keputusan Direksi Bank Indonesia No 30/12/kep/dir Tahun 1997 (Studi Pada PT. Bpr Artha Pamenang, Pare Kabupaten Kediri)

Nurul Lianawati • Sri Mangesti Rahayu • Nila Firdausi Nuzula
Journal article Jurnal Administrasi Bisnis S1 Universitas Brawijaya • January 2016 Indonesia

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(Bahasa Indonesia, 10 pages)

Abstract

Health Assessment Bank Perkreditan Rakyat (BPR) Based on the Decree of the Board of Directors of Bank Indonesia No. 30/12/KEP/DIR 1997 (Study on PT. BPR Artha Pamenang ,Pare Kabupaten Kediri). Increased competition in the competitive banking world can limit the space for Bank Perkreditan Rakyat (BPR) in carrying out the operations of the bank. Is possible because of the limited Bank Perkreditan Rakyat (BPR) which does not serve a payment traffic and the limited area of ​​operation in the region served alone. The problem often faced by Bank Perkreditan Rakyat (BPR) is related to a shortage of Human Resources (HR), lack of funds, competition, and limited working area. Limitations for BPR be motivated to work on improving and maintaining consistency BPR business health. BPR hygiene regulations have stipulated in the regulations of Bank Indonesia (BI) No. 30/12/KEP/DIR Date of 30 April 1997 on Procedures for the Health Assessment of Bank Perkreditan Rakyat (BPR). BPR health assessment parameters were measured using valuation factors Capital, Assets, Management, Equity, and Liquidity . Analysis of health are still using SK RB No. 30/12/KEP/DIR Date 30 April 1997, due to the absence of changes in the basic rules of Bank Perkreditan Rakyat (BPR) from BI.

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Jurnal Administrasi Bisnis S1 Universitas Brawijaya

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