Penerapan Pendekatan Rgec (Risk Profile, Good Corporate Governance, Earning Dan Capital) Dalam Menganalisis Kinerja Bank Untuk Mengetahui Tingkat Kesehatan Bank (Studi Kasus PT. Bank Tabungan Negara (Persero) Tbk. Periode 2013-2015)

Fitrawati Fitrawati • Muhammad Saifi • Zahroh Z. A.
Journal article Jurnal Administrasi Bisnis S1 Universitas Brawijaya • August 2016

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(Bahasa Indonesia, 9 pages)

Abstract

The good performance of bank is required to maintain public confidence so the health bank level is maintained. This research's purpose is to knowing and analyzing the health level and the performance of PT. Bank Tabungan Negara (Persero) Tbk. using the approach of RGEC (Risk Profile, Good Corporate Governance, Earnings and Capital) period of 2013-2015. The method used in this research is descriptive method with quantitative approach. The result of this research are assessment of performance and health levels on Risk Profile's factors as measured by the ratio of NPL and the ratio of IRR overall can be categorized as good, but in ratio of LDR was not good because it has a very high LDR. Assessment of performance and health levels on Good Corporate Governance (GCG)'s factors overall can be categorized as good. Assessment of performance and health levels on Earning's factors that was measured using ROA ratio can be categorized as good, despite a downgrade in 2014. The ratio of NIM can be categorized as excellent. Assessment of performance and health levels on Capital's factor that are measured using the CAR can be categorized as excellent.

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Jurnal Administrasi Bisnis S1 Universitas Brawijaya

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