Analisis Perbandingan Tingkat Kesehatan Bank Berdasarkan Risk Profile, Good Corporate Governance, Earnings Dan Capital (Rgec) Pada Bank Syariah (Studi Pada Bank Syariah Di Indonesia, Malaysia, United Arab Emirates, Dan Kuwait Periode 2011-2015)

Khabibatur Rizkiyah • Suhadak Suhadak
Journal article Jurnal Administrasi Bisnis S1 Universitas Brawijaya • February 2017 Indonesia • Kuwait • Malaysia • United Arab Emirates

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(Bahasa Indonesia, 9 pages)

Abstract

The business activity of a islamic bank could run well if its condition is in a healthy category, thus emerged PBI No.13/1/PBI/2011 to assess the health level of bank. The purpose of this study was comparing the health level of islamic banks in Indonesia with islamic banks in Malaysia, UAE and Kuwait. This research used three factors of RGEC they were risk profile using NPL and LDR, earnings using ROA, and capital performance using CAR at 13 banks in 4 countries. The results show on NPL ratio predicate Indonesia, Malaysia and Kuwait are "very good", while in UAE are "less good". On LDR predicate in Malaysia and Kuwait are "very good", in UAE are "good", while in Indonesia are "good enough". On ROA ratio predicate both in Malaysia and UAE are "very good", while in Indonesia Kuwait are "good". On CAR predicate in Indonesia, Malaysia, UAE and in Kuwait are "very good". The comparison of Islamic bank health level between Indonesia and Malaysia shows there is no difference, as it shows in Indonesia with UAE. The comparison of Islamic bank health level between Indonesia and Kuwait shows there is a difference, that is Indonesia Islamic banks are better.

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Jurnal Administrasi Bisnis S1 Universitas Brawijaya

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