Pengaruh Jumlah Simpanan dan Tunggakan Kredit terhadap Kesejahteraan Anggota Credit Union (Studi Kasus pada Koperasi Kredit CU Lantang Tipo)

Sabinus Beni B61110025
Journal article JEDA: Jurnal Ekonomi Daerah • 2013

Abstract

This study aims to determine how much influence the amount of savings and loan arrears to the welfare of members of the Credit Union . The model used in this study is a multiple regression model with the dependent variable is the welfare of members of the credit union , while the independent variable is the amount of savings and loan arrears . The data used in this study is primary data , where the data obtained and extracted from primary sources ( original source ) either in the form of qualitative data and quantitative data . The results showed an increase in the welfare of members after adanyan loan from CU Outspoken Tipo views of family expenses such as the cost of consumption , education and health costs as well as installment loans . Regression calculation results with the help of SPSS data processing program , or a pattern known to influence the relationship between Total Deposits ( X1 ) with CU Members Welfare Outspoken Tipo ( Y ) is positive , but the test results of unknown significance turns out that the X1 does not significantly affect Y. While Total Deposits ( X2 ) with CU Members Welfare Outspoken Tipo ( Y ) is positive . Keywords: Total Deposits, Delinquent Credit, Welfare, Credit Union

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Journal

JEDA: Jurnal Ekonomi Daerah

Jeda: Jurnal Ekonomi Daerah berisi artikel bidang ilmu ekonomi yang diterbitkan oleh Universitas ... see more